54 lessons in nine courses, taught the way the desk underwrites: what the loan is, which property qualifies, how the deal is structured, how entities, refinances, short-term rentals, portfolios and closings actually work. Every number comes from the active rate sheet, so what you learn here is what you get quoted.
What the loan is, how the ratio works, what it costs and what it needs.
27 MIN · 0/6 DONE
Which buildings work, which rent counts, and the two lines that sink ratios.
26 MIN · 0/6 DONE
Leverage, interest-only, points, prepay and cash — how to shape the deal.
26 MIN · 0/6 DONE
Who owns the property, who signs the note, and what the guaranty covers.
32 MIN · 0/6 DONE
Rate-and-term or cash-out, seasoning, BRRRR, hard-money payoffs — and when to sit still.
29 MIN · 0/6 DONE
How nightly income becomes qualifying income — and where the deal breaks.
30 MIN · 0/6 DONE
Five doors and up: one note or many, rent rolls, releases and aggregate ratios.
30 MIN · 0/6 DONE
Application to funding, in the order the desk actually works it.
26 MIN · 0/6 DONE
The same loan, five different closing tables.
36 MIN · 0/6 DONE
98 terms in plain English, each linked to the lesson it belongs to.
Work a DSCR, a payment, a cash-out, a prepay comparison and short-term-rental income on the desk's own pricing.
Screen-share walkthroughs of a real file, lesson by lesson.
The whole curriculum, the glossary and the rate grid in one PDF, sent to your inbox.
Educational only — not a quote, not a commitment to lend, and not legal or tax advice.