What is the largest fix and flip loan Silt makes?
Silt's fix and flip loans range from $200K to $8M. Within that range the loan on a specific project is the lower of 90% of total cost — purchase plus renovation — and 70% of the after-repair value, so the program maximum only applies to large projects with a strong spread between cost and finished value. A $10 million after-repair value at 70% would support $7 million, for example, and the cost test could limit it further. The program covers renovation of 1 to 40 units, with up to 100% of the rehab budget funded through draws, interest-only for 12–24 months. The published program stops at $8M. New construction has its own program, with loans up to $10M. The quickest way to find your number is to run purchase, budget and ARV through the calculator.
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Last reviewed 19 October 2026 · Terms are illustrative, not a commitment to lend; every loan is subject to underwriting.